Bad Credit Financing in Clearwater, FL

The team at Lokey Volkswagen in Clearwater, Florida understands how stressful the automotive financing process can be. To combat that, our capable financing team is here to give you a worry-free financing experience, regardless of your credit score. Whether you have less-than-perfect credit or no credit at all, our team is ready to work with you and get you a plan that works with your goals and budget. From affordable solutions to exclusive incentives, our goal is to help you make sense of the financing process. We offer low-rate auto loans, repair financing, no credit financing, and bad credit financing, all to help you get into your dream car. To learn more and schedule a time to chat with our team, reach out to our conveniently located financing center serving Clearwater, FL today!


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Learn more about your Credit Score at your Clearwater, FL Dealership

Credit Rating Factors Negative Impact Positive Impact
Little or No Credit History X
On Time Debt Payments X
Excessive Existing Debt X
Filing for Bankruptcy X
High Amount of Available Credit X
Having a Long-Standing Credit Account (< 8 years) X
Late or Missed Payments X
Foreclosures or Repossessions X

Drive Away in a New Volkswagen Model with Bad Credit Financing from Lokey Volkswagen
Clearwater, FL | Tampa, FL | Dunedin, FL

There’s plenty to love on the lot here at our dealership in Clearwater, FL. From the iconic VW Golf to the impressive Volkswagen Jetta GLI, we offer a great selection of Volkswagen vehicles geared towards the adventure-ready and fuel-economy-minded driver. Lokey Volkswagen also features the Volkswagen ID.4, an impressive electric vehicle that is taking the world by storm, ready for a daily commute or around-town cruise. We have plenty of sedans, SUVs, and compacts to match your needs and styles; you have to come down to test drive your favorites! Our professionals are here to help you find the perfect vehicle and the perfect financing plan to match. Get in touch with our Clearwater, FL dealership to learn about our bad credit and no credit financing solutions.

Credit Score Breakdown
Excellent 750 & Above
Good 700-749
Fair 650-699
Poor 550-649
Bad 550 & Below
*data pulled from

Apply for Auto Financing in Clearwater, FL Today

Filling out a financing application couldn’t be easier! Contact Lokey Volkswagen in Clearwater, FL today to make it happen, and start your bad credit financing process in the most hassle-free way possible. Our team looks forward to making this intimidating process feel easier and more stress-free.

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Dealership Hours
Mon – Fri 9:00am – 8:00pm
Saturday 9:00am – 8:00pm
Sunday 11:00am – 5:00pm